Insurance change...major venting tantrum

[Celeste]

it will be hard to find another $300 per month

Do you have a room or basement you could rent out? Or a garage that you could rent for storage space? Could you pet sit or board dogs? Just thinking out loud here.

[HerMajesty]

Hi Celeste,

None of those apply...

My husband and I are pretty resourceful people and have already discussed how to make some extra income in light of the pay cuts coming down the line...best option we have is really for him to take a part time second job, since he is well connected and could probably get one fairly easily. I can and do work a little, but we find it is more disruptive to our family life. Things work best around here, in terms of everybody's personality, when I am in charge of the kids and the household and he is the provider.
I also do think we can make some budget cuts.
We will be OK, always are But thanks for caring

[HerMajesty]

Well, good news...My husband went to the Union meeting today and rumor has it that while the city is changing our insurance and is looking at bids, there is so much dickering around involved in making a decision that it should be a little longer before they finally get around to giving formal notice of the change. There's probably a long enough open enrollment period after the change is official, that I should at least be able to get my botox and phone consult in before I have to switch.
As far as Dr. Feigenbaum is concerned, they are still looking at United and some other plans as well, so whether he will be in-network and the surgery covered are totally up in the air. But I am relieved to have a little time anyhow. I called BCBS today and review of my botox appeal is in process, they will need to answer by June 10!

[Celeste]

Great updates; I'm so glad you have some good Plan B as well as a bit of a reprieve for the calendar. Hoping for the best!!!!

[HerMajesty]

Better news, I called the office of the Doc who is going to do the botox and was told they will be able to squeeze me in for treatment within a week or 2 after I get my insurance approval. So I can get it done in June! IF I win the first-round appeal. Maybe I'm overconfident about it, I just thing the appeal was very solid. If I don't win the first round, I probably won't make it up the chain of command in time...but I'll be surprised. I really like my appeal, can you tell? LOL

[Violet M]

Based on everything you've told us HM, it sounds like you have a very good appeal and I sure hope that you win! If you do, you may have a second job with some free advertising here.

[HerMajesty]

Based on everything you've told us HM, it sounds like you have a very good appeal and I sure hope that you win! If you do, you may have a second job with some free advertising here.

I'd probably get jailed for practicing law without a license or something. But I already promised that if I win my appeal I'll post it, that way it can be used as a template for free.

[donstore]

HM,
Keep us posted and post a copy. Good Luck.

Best Wishes,

Don